Boat & Watercraft Insurance in Fort Worth, TX
Enjoy the lake knowing you, your passengers and your boat or personal watercraft are protected, on the water and on the trailer. We compare policies from the companies we represent.
Why insure your boat or watercraft
You’ll enjoy the water more when you’re not worried about the unexpected:
- If you’re in an accident or your watercraft is stolen, it can cost a lot to fix or replace it
- Medical costs for you or passengers can be extremely expensive
- If your watercraft causes damage or injury to others, you could be sued for more than you’re worth
- Accidents can happen on land too, including while towing
Questions to ask your agent
- Your deductibleWhat could you afford to pay after an accident, damage or theft?
- Year-round useIs your boat covered whenever you use it?
- TowingAre you covered if your boat needs an emergency tow?
- Limits & claimsHow much liability and medical coverage you need, and how claims work.
What a watercraft policy can cover
Home and auto policies may provide only limited coverage for boats and personal watercraft. A separate policy can include:
Bodily injury & property damage
If you injure someone or damage their property.
Guest passenger liability
Protection when your guests are hurt.
Medical payments
Helps with medical costs after an accident.
Theft and damage
Coverage for your watercraft if it’s stolen or damaged.
Trailers & accessories
Additional coverage can be added for trailers and equipment.
Limits that fit
We help you choose liability limits and deductibles for how you use the water.
How we help
- ListenYour boat or watercraft, where you use it and how you tow and store it.
- CompareOptions and prices from the insurance companies we represent.
- Set it upWe help you apply and explain what your policy covers.
- Stay in touchHere for changes, claims questions and renewals.
Why work with us
- A local office at 109 E Rosedale St, Fort Worth, open Monday to Friday, with weekend appointments
- Licensed insurance agents: Crystal Schuder, Harley Schuder and Carolina Cox
- An independent agency, so we can compare more than one insurance company
- Free quotes with no obligation
- Help in English or Spanish
- Home, auto, life, business and Medicare under one roof
Carolina Cox on our team can help you in Spanish.
Boat insurance questions
Straight answers to what people ask us most. Don’t see your question? Ask a licensed agent.
Does my homeowners or auto policy cover my boat?
Home and auto policies may offer only limited coverage for boats and personal watercraft. A separate watercraft policy usually gives you broader protection.
Is my boat covered while I’m towing it?
It depends on your policies. Ask us how your auto and watercraft coverage work together when you tow, and whether your trailer is covered.
What does a personal watercraft policy cover?
Typically bodily injury, property damage, guest passenger liability, medical payments and theft, with optional coverage for trailers and accessories.
Is my boat covered year-round?
Coverage periods vary by policy. Ask us whether your policy covers use in every season.
How do I get a quote?
Fill out our watercraft quote form or call or text us at (817) 353-2017.
Serving Fort Worth and Tarrant County
From our Fort Worth office we help clients in person, by phone and online across the Dallas–Fort Worth area.
Other insurance we offer
What our clients say
Reviews from our clients on Google.
Great Job Harley and have a Happy New Year
He wanted to see what other insurances were available to him. Since he is receiving insurance through his retirement package she walked us through what questions to ask the human resource department.
Harley, has spent hours working with us over the past months. We highly recommend her!!!
Enjoy the water with confidence
Compare boat and watercraft coverage with a licensed local agent. Free quotes, no obligation.